This post brought to you by Personal Capital. All opinions are 100% mine.
There is one challenge to earn a good income and there is another challenge to manage your personal finances. We are all very keen about the first but, even though we are also aware about the importance of the second; we hardly have time for it. Now, this is where Personal Capital comes in. Personal Capital brings current technology and financial expertise together with one goal in mind; to build a better money management experience for you.
Let's look at it this way. Imagine your financial life that is your income, spending, savings and investment performance, all in one place. And when I say all in one place I'm actually talking about your mobile device.
Personal Capital now offers you a 100% free application that runs on your iPhone, iPad and Android enabled device helping you to manage your money by giving you a holistic view of all your accounts. With this application, you can track your income, spending, savings and investment performance on your mobile device. The application also allows you to see where you could save money by identifying mutual fund fees.
Read more about iPad, iPhone, and Android Personal Capital Apps.
Personal Capital has a number of unrivalled functions that are just at your finger tips. These include the following:
Portfolio performance gives you control when it comes to your investments. It enables you to track you investments by account, asset or individual security. With portfolio performance you know what you own and how it is performing. Portfolio performance also helps you to pinpoint market movers and how your portfolio compares to major indices.
Asset allocation helps you discover just how diversified you are, that is where you are invested, from international stocks to bonds, from alternatives to cash, and also gives you the exact percentage of each asset class within your portfolio.
Mobile Apps opportunities help you track your finances at home and on the go making it easy to see account balance and transactions, plus investment performance, and market gainers and losers, no matter where you are.
Investment check up gives you an electronic way to pinpoint potential investment risks within your portfolio. With investment check up, you can identify mutual fund fees and see if you are on par with your financial goals.
401k fee organizer is another free tool that helps you find out if you are paying too much on 401k fees. With this tool, Personal Capital benchmarks your 401k against their own 0.5% plan and determine whether your plan is Red (over 2%), Yellow (1.01% - 2%), or Green (1% and below). And that's not all. Personal Capital also helps you do something about it.
Mutual fund fee calculator shows you just how much investment fee could cost you over time. You instantly get to know just how much your investments are costing you. Personal Capital helps you not only invest better, but also ultimately save you money.
Universal checkbook is easy to use and allows you to send money to anyone, anywhere with just a few swipes and taps on your smart phone or tablet.
One thing I really like about Personal Capital is that it offers more solutions in one application, and that the application is absolutely free. With Personal Capital you get all your accounts in one place, you get real time updates, they help you make smarter decisions, unbiased financial advice, able to track your net worth, high safety and security measures, and fraud protection using military-grade encrypted algorithms.
Going back to the second challenge that we mentioned earlier - managing your personal finances, Personal Capital brings a set of free tools right at your finger tips that help you shape up and improve your financial state. Some common good practices to better personal finance management include: keeping up a list of all your financial aspects, making a budget, tracking your spending and setting saving goals. Traditionally, we may use a pen and a note book. Some use electronic documents on their computers. But with Personal Capital Apps it is easier than you thought it would be.
Personal Capital Apps help you track all your accounts in one place, it gives you tools to easily make a budget, track your spending, see your largest expenses, set saving goals, and easily view all your transactions with Personal Capital cash manager.
You can also maximize the amount of money you have with Personal Capital by simply investing with Personal Capital advisors.
Why Invest with Personal Capital Advisors?
The answer is straight forward. They have experience successfully managing billions of dollars for individuals and large institutions. They use the right approach. You get the right portfolio. You get the right relationship. And, they take confusion out of your financial life by providing you with sound financial education.
As for personal finance management, what more would anyone ask for? Or, let me ask you this: what exactly are you waiting for? It's easy to sign up and download the Personal Capital App for you mobile devices. Note that the App is compatible with iOS for your iPhone, iPad and also your Android devices.
Personal Capital Benefits
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